NGL – Medicare Supplement Rate Adjustments Rates will be adjusted in Virginia on March 23, 2020.

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Premium rates are guaranteed for the first year a policy is in force. Letters to existing policyholders whose policies have been in force for more than one year will be mailed from our office and will explain that rate increases will take effect after the required notification period has been met. 

All New Business applications signed and dated prior to effective dates should use the current premiums. Applications signed and dated on or after each state’s respective effective date must use the new premium rates.

You may download the new Outline of Coverage located in the “Product Forms” section of our Agent Portal on the effective dates. Printed versions will also be available for order within the next few weeks.

Benefits of our E-App

The fastest way to get your application approved and processed is by using our E-App system! There are many benefits of our E-App.

  • Agents have access to application status within minutes of submission
  • Built in underwriting engine that gives a point of sale decision/status within minutes
  • Applications that do not require additional underwriting review can be received and issued same day
  • E-app has validations built in to ensure applications are submitted in good order and complete

Click here to start an electronic application today. 

Click on the link for details.  Rate Chart 

For agent use only. Product underwritten by National Guardian Life Insurance Company. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. 

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